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Instant Payments Namibia

It's largely implemented to address financial exclusion, to reach people in marginalised communities who are under-served, who don't have direct access to banking services.

- Marsorry Ickua, Chief Operating Officer of Instant Payments Namibia (IPN)

INTRODUCING WAYAME

The Wait Is Over.

Introducing WayaMe — a proudly Namibian brand developed to support the future of instant payments.

Inspired by the phrase "Wire Me", WayaMe represents a simpler, faster and more connected way to move money.

Today, it's a name.

Tomorrow, it will power new ways to pay, receive and transact.

This is only the beginning.

WayaMe. It works for everyone.

#WayaMe #ItWorksForEveryone #InstantPayments

WHO WE ARE

Instant Payments Namibia

Instant Payments Namibia (IPN) is a subsidiary of the Bank of Namibia established to operate and manage Namibia's Instant Payment Solution (IPS). Through its consumer-facing product, WayaMe, IPN enables instant, affordable, secure, and interoperable digital payments by providing the national payment infrastructure that connects banks, payment service providers, and electronic money issuers across Namibia.

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2022

Vision

Research and stakeholder engagement begin for Namibia's instant payments future.

2024

IPP Established

IPP launches and IPN is incorporated as the national operator.

2025

IPN Operationalised

IPN becomes operational and begins ecosystem implementation.

2026

Brand Reveal

WayaMe is revealed, enabling instant interoperable digital payments.

2028

Cross-Border Expansion

International payment connectivity expands beyond Namibia's borders.

HOW THE INSTANT PAYMENT SOLUTION INNOVATES

Empowering a Faster, More Inclusive Namibia

IPN offers the national payment rails that allow every bank, fin-tech, wallet provider, and merchant to participate in a unified, instantly connected financial ecosystem. Our solution is built to make payments faster, reduce costs, and open digital access to every Namibian; whether they're in a major city or a rural village.

Why Choose IPN?

Secure Infrastructure

Built under the mandate of the Bank of Namibia, IPN delivers a secure and trusted foundation for instant payments across the entire country.

Seamless Interoperability

Banks, fintechs, and e-money wallets connect through one unified system, unlocking seamless transactions between every financial institution.

Financial Inclusion

From feature phones to smartphones, from urban centres to rural communities, IPN ensures fair access to fast, affordable digital payments nationwide.

Making Digital Payments Accessible

Connecting Every Namibian to Instant Payments

  • Removes barriers like high fees, long distances, and limited interoperability
  • Instant, affordable payments on any device in any location
  • Serves every Namibian from rural pensioners to city vendors
  • Powered by secure, resilient national payment infrastructure
Mobile Payment

Stakeholders

Working together to deliver Namibia's national instant payments ecosystem

A nationally governed solution, built on trusted partnerships

Join Namibia's payment revolution. Discover how our secure, interoperable solution connects banks, fintechs, and e-money wallets to deliver instant payments for all.

Learn How It Works

Participants

Bank Windhoek
Nedbank
FNB
Standard Bank
Letshego
MTC Maris
NamPost

OUR NEWS

Latest News & Updates

Media Statement

IPN Website Launch

Instant Payments Namibia (IPN) is pleased to announce the launch of its official website, www.ipn.com.na.

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Media Statement

WayaMe Brand Reveal

Instant Payments Namibia unveils WayaMe as Namibia's Instant Payments brand

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Media Statement

IPP User Acceptance Testing

Namibia’s Instant Payment Solution successfully completes pilot testing ahead of phased go-live

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